What Do I Need To Know Before Making A Personal Injury Claim?
Getting injured at work does not necessarily mean that you’ll have to suffer without any means of assistance. In most cases, you’ll surely ask yourself, “What do I need to know before making a personal injury claim?” The process itself should not be overly intimidating, and you can begin moving through the system almost right away.
The worst thing you can do is try to hide an accident. If there is going to be any sort of just compensation at all, you’ll need to report the injury as soon as possible. Often, there is a department dedicated to handling these claims. At the very least, you should report the incident to a boss or department head.
Even if you are not injured, you’ll still want to tell your employer about what happened. In fact, this could benefit other workers, as new safety measures may be implemented to prevent something similar from happening. Companies that truly care about their employees will take this to heart and make it happen.
Workers’ compensation insurance is required for employers in most states. This means that, in general, you cannot sue an employer for an injury in the workplace. However, this also means that you can file a claim and receive compensation even if the negligence of the employer did not directly cause your injury. This is helpful to people who have suffered broken bones or some other severe injury because of an unlucky fall.
Asbestos exposure is considered separately from all other potential accidents in the workplace, and you’ll often need to seek help from lawyers who deal directly with malignancies. If the employer knew that there was asbestos but did not act to remove it, this could lead to a lawsuit. If you’ve found yourself suffering from a health problem because of asbestos exposure, get help from a trusted law firm.
No matter the level of the accident, you should always consult a doctor for a professional opinion. Although you may be released from immediate treatment within a few hours, you could potentially suffer from lingering effects over the course of several days or weeks. A medical professional will be a crucial part of any claim that gets filed. If you need to go through physical rehabilitation, then you’ll likely be visiting a specialist a few times each week, which will cost a lot in the long run.
There are certain situations that are excluded from coverage. If the accident happened during your commute, then you might not be covered. Likewise, if two colleagues were engaged in horseplay and someone got injured, your claim may be denied. Always consult with a workers’ compensation attorney as early on as possible.
You will ultimately want to use all the information at your disposal to file a claim. As long as you take action as soon as the accident occurred, you should be able to get the claim in before any deadlines. With assistance from the experts, you’ll receive compensation that will get you back on track toward personal and financial recovery.