How Long Does A Personal Injury Claim Take?
After sustaining an injury caused by the oversight or negligence of another party, filing an insurance claim will likely be your best bet. This will ensure that you’re given fair compensation for the losses, damages, pain and suffering that you’ve incurred. If this is a process that you’re currently dealing with, you might be asking the all-too-common question, “How long does a personal injury claim take?”.
It is vital to note that each and every case is different. There are a number of different factors that can impact the length of this process. From your perspective as the injured party, however, the most important factor is the length of time that it takes for you to heal. You should never attempt to settle a claim until you are either fully recovered, or have a clear and well-documented budget for the costs of your ongoing care. This last option is only important if you have sustained a lifelong or debilitating injury.
The reason for waiting to close a claim out when an injury has yet to heal or when no official diagnosis and treatment plan have been made is that you simply cannot estimate how much everything will cost. This means that you will be completely unable to negotiate a settlement fairly, or to even recognize a worthwhile offer. People who attempt to represent themselves often make the mistake of settling much too soon.
Once a claim is settled, claimant cannot go back and request more money. If you make the mistake of miscalculating your losses, it will not be possible to seek additional compensation. Lost wages, recurring medical expenses, and other damages will ultimately wind up coming out of your own pocket.
There are often instances in which cases are fairly cut and dry. This means that both parties are in agreement as to which party was at fault, and all that must be determined is a fair settlement offer. Having knowledgeable attorneys handle these negotiations tends to produce the best and swiftest outcomes.
When fault is contended, both parties will bring to light evidence that supports their positions. In certain instances, this could mean having to call in an expert witness. This is a professional who can, based on his or her industry experience, ascertain exactly how the issue played out and determine which party is directly at fault for an injury and why. Expert witnesses are commonly called in medical malpractice claims.
One thing that you should understand, however, is that it is always important to start the claims process right away. Early reporting will allow for early and concise documentation of both the medical problem and the event that led up to it. All personal injury claims are subjected to specific time limits, meaning that if you wait to long to start the process you might miss out.
At the end of the day, getting fair and just compensation for your injuries, damages and the pain and suffering that a negligent person has caused, is the ultimate goal. If this takes longer due to disagreements concerning the at-fault parties or other issues, you can rest assured that your continued costs will be added to your request for compensation. This is definitely the case when you’ve taken the time to align yourself with a reputable and reliable attorney.